Travel insurance at affordable premiums

Snowboarding insurance

Snowboarding is considered to be an extreme sport – and with good reason given the incidence of personal injury suffered both by beginners and experienced boarders alike.

The Telegraph newspaper (October 2014), for example, included snowboarding in its list of the 10 most extreme winter sports.

For anyone indulging in this type of extreme sport, standard travel insurance simply does not provide the protection necessary in the event of accidents and other emergencies. Specialist insurance – from a specialist insurance provider – is likely to be required.

As just such specialists, here at Bengo Travel we provide not only specifically tailored snowboarding insurance, but also insurance cover for as many as 300 different activities – many of them other extreme sports.

Preventing snowboarding injuries

Appropriate insurance may help to cover the costs incurred in the event of an accident or injury, but this does not absolve you from the responsibility for taking care to avoid injury in the first place.

The following, therefore, are some of the most common injuries suffered by snowboarders and suggestions about how they might be avoided:

  • wrist injuries – these are by far the most common type of injury according to the website ABC of Snowboarding. They may be avoided by learning how to fall in a way that avoids excessive pressure on the wrists and through the use of protective wrist guards;
  • head injuries – head injuries are potentially very serious in respect of the injuries concerned. The risk of a fall that causes a head injury is ever present and so a helmet needs to be worn whenever you strap on a snowboard. It does not make you invincible, of course, but may provide that extra bit of protection;
  • impact injuries – snowboarders and skiers alike are frequently injured by crashing into objects such as trees and fences. Just as often, though, the impacts are with other people on the slopes – and anyone you injure in such a crash might be inclined to sue you for compensation. This makes adequate public liability cover likely to be an important element of your snowboarding insurance;
  • knee injuries – these are more likely to be incurred by skiers rather than snowboarders since that latter are using a shorter board and one that has just two edges rather than four. But snowboarders may still suffer knee injuries from crashes and impacts – accidents that may be avoided by exercising care and by being aware of your own limitations and skills;
  • ankle injuries – ankle injuries are relatively common amongst snowboarders, especially when jumping and landing with a hard impact and the ankle turned out or “inverted”. There is even a type of fracture described as “snowboarder’s ankle”.

Although snowboarding may be considered an extreme sport, specifically designed snowboarding insurance is available to help cover the costs of injuries and other losses you might suffer on such a winter sports holiday. Such cover does not make you invincible, of course, and you still have a responsibility for ensuring that you do not take unnecessary risks, familiarising yourself with some of the more common types of injury and how to avoid them.